100% Financing on purchases. This does not apply for startups, in most cases a down payment would be required on a loan for a startup.
No minimum time in business required on most deals. In the case of a startup, 3 months bank statements may be required. Startups require 700+ credit and strong compensating personal financials and relevant industry experience.
Any New and Used mission critical equipment. Mission Critical meaning that is is essential to the operation of the business.
Custom payment structures available to meet the needs of the business. Defined as delayed payments, seasonal payments, step payments, semi-annual payments. etc.
Corporation only financing considered on a case by case.
Government identification is required on all loans.
Loans up to $150,000 are application only. On larger amounts, application only financing can be considered on a case-by-case basis when compensating factors are not required.
Loans over $350,000 may require:
- 2 years of personal taxes - all pages
- 2 years of business taxes - all pages
- YTD interims to include P&L and balance.
- Business debt schedule
- Personal financial statements
- 3 months of business bank statements - all accounts
- Additional items may be requested, pending credit.

PROGRAM DETAILS